銀行場(chǎng)景：

　　1. 申請(qǐng)表application form**

　　2. 申請(qǐng)人ap/pli/cant**

　　3. 填表格fill in the form*

　　4. 拓展記憶：申請(qǐng)一個(gè)職位apply for a po/si/tion*

　　5. 最好是在有名的銀行中開(kāi)帳戶：it's best to open an account

　　6. 銀行會(huì)問(wèn)你開(kāi)賬戶的金額為多少：And how much would you like to open your account with?

　　7. 每個(gè)銀行的開(kāi)賬戶時(shí)的最小額度minimum sum不同

　　8. 要咨詢一下匯率

　　9. exchange rate**和

　　10.利率interest rate**

　　11. 英國(guó)的幾個(gè)比較有名的銀行有Barclays 和 Lloyds。

　　12.然而，得清楚很重要一點(diǎn)是留學(xué)生不能享受到提供給當(dāng)?shù)貙W(xué)生的設(shè)施。 However, it's important to note that as an international student you'll not necessarily be eligible for all the facilities offered to resident students.

　　13.銀行有不同的政策，他們提供給你的服務(wù)是取決于你的個(gè)人情況，同樣也取決于銀行經(jīng)理的自行處理。Banks have different policies and the services that they'll offer you will depend on your individual circumstances*and on the discretion of the bank manager involved.

　　14.注意：documentation指的是文件總稱(chēng)。

　　15.作為一個(gè)留學(xué)生，你需要提供證據(jù)證明自己能夠支付費(fèi)用，直到課程結(jié)束 as an international student,you will need to provide evidence** that you can fund/support yourself for however long your course lasts. （拓展記憶：存款為funding）

　　16.除此之外，大多銀行要求你帶上你的護(hù)照和你的錄取通知書(shū) In addition to this, most banks ask you to bring your passport** and your letter or certificate of enrolment *.，或者帶著學(xué)校注冊(cè)信 letter of registration *

　　17.其它證件：

　　護(hù)照大小照片 passport photo**駕照 driver's license**出生證明 birth certificate*信用卡 cre/dit card**借記卡 debit card

　?。ㄍ卣褂洃洠簯{卡辦理存取款和消費(fèi)結(jié)算，不能透支。Access to deposit,withdrawal, purchase, and payment, overdraft prohibited.）雇主推薦

　　reference from your employer**賬單 bank statements**

　　18.銀行會(huì)問(wèn)你想多久收到一次賬單？

　　How often would you like to receive statements?有些人喜歡一周一次Some people like them weekly. 有些人喜歡一個(gè)月一次 once a month 拓展記憶：兩周一次once a fortnight

　　19.有些銀行會(huì)問(wèn)一些信息來(lái)驗(yàn)證你的身份，為了安全的原因。 Now we usually ask for a piece of information which we can use to check your identity*, for security** reasons. 最好提供父母的名字，這不太會(huì)被知道 It's less likely to be known.

　　20. 還會(huì)問(wèn)：職業(yè)

　　occupation profession**出生日期 date of birth** 全名 full name** 名 first name 、given name** 中間名字 middle name 姓 surname/family name/last name** 過(guò)去地址previous address*目前地址 present/current/now address*在目前地址居住時(shí)間 time at current address

　　21.每個(gè)人還應(yīng)該帶著填有名字和地址的宣傳單 You should each have a hand/out *with the names and addresses...

　　22.還可以申請(qǐng)其他銀行業(yè)務(wù)bank service：貸款loan** 保險(xiǎn)insurance** 低風(fēng)險(xiǎn)投資 low-risk investment** 股票和基金 stocks and shares*（拓展記憶：儲(chǔ)蓄金 nest egg）

　　23.至今為止，最有用的帳戶是活期賬戶 by far the most useful type of account to open is a current account**

　　24.你真正能拿到的帳戶是學(xué)生帳戶，其實(shí)它就是一個(gè)有特殊優(yōu)惠的活期賬戶 you will actually get what is called a 'student account'**which is a current account with special concessions for students. 可能免手續(xù)費(fèi)service charge*

　　25.如果你出了經(jīng)濟(jì)問(wèn)題financial affairs，有了負(fù)債be in debt，如果你的信用卡被拒絕your credit card is declined，賬戶被凍結(jié)account is frozen 學(xué)?？赡芴峁┠阒鷮W(xué)金grants**，或者幫助你得到低息貸款low-interest loan**

　　26.其他重要的帳戶為：

　　儲(chǔ)蓄存款帳戶savings account*,

　　定期帳戶deposit account* 聯(lián)名賬戶 joint account* （聯(lián)名賬戶持有者joint account holder*）